Home quote
Homeowners, condo, landlord, or a closing in the next 48 hours. Wind/hail deductibles and lender binders included in the review.
Request a home quote
Personal lines · Statewide Texas
Home, vehicles, and the liability sitting underneath them.
Coordinated personal insurance for Texas households — shopped across Fortify360's authorized carriers so wind/hail deductibles, auto limits, and umbrella attachment actually match.
Start a quote
Home, auto, renters, or pet
Home and auto are shopped across 40+ authorized Texas carriers. The online renters quote is ePremium only — call Eric to compare other renters markets. Pet insurance is for dogs and cats.
Auto quote
Household vehicles, teen drivers, a new car, or a rate hike. Limits are matched to what you actually own — not a default package.
Request an auto quoteRenters quote
This online quote is through ePremium only. To explore all renters options, contact Eric.
Request a renters quotePet insurance
Coverage for dogs and cats. This online quote is through Fetch.
Request a pet quoteCoverage
What we can place — and what we actually compare
Texas homeowners (HO-3)
Replacement-cost reviews, wind/hail deductible clarity, and lender-ready binders for closings.
Auto & household vehicles
Liability matched to what you actually own, including teen drivers and multi-car households.
Personal umbrella
An extra $1M–$5M above home and auto limits. Standard 100/300 auto limits are rarely enough in Texas.
Landlord (DP-3)
Dwelling protection, loss of rental income, and premises liability for investment properties.
Condo (HO-6)
Walls-in coverage, HOA loss assessment, and personal belongings — coordinated with the master policy.
Renters (HO-4)
Replacement-cost contents, lease liability, and loss-of-use if you are displaced.
Classic & collector auto
Agreed-value coverage, pleasure mileage, and restoration protection — often through specialty markets like Hagerty.
Home + auto bundle
Shopped together so you can see whether a package actually saves money after deductibles and exclusions.
The review
Five steps. One advisor.
01
Understand what you own
Eric starts with the house, vehicles, business, people, and deadlines — not a product pitch. You leave this step with a simple picture of the real exposures.
02
Compare the open market
The same coverage is priced across 40+ authorized Texas carriers so you see terms, deductibles, and appetite — not a single company's quote.
03
Read the contract in English
Wind/hail deductibles, water exclusions, liability gaps, and network rules get translated before you buy. No surprise fine print after binding.
04
Bind and deliver proof
When you are ready, Eric issues the policy, sends the lender or title company what they need, and confirms coverage is actually in force.
05
Stay on it at renewal
If a carrier raises rates or changes rules, the market gets re-shopped. You keep one person on the file — not a rotating 1-800 queue.
Questions