Advisory process
How the Protection Review actually works
No quote-screen maze. A 15–20 minute conversation with Eric Blazej, then a disciplined market check. You decide if and when to bind.
- 01
Understand what you own
Eric starts with the house, vehicles, business, people, and deadlines — not a product pitch. You leave this step with a simple picture of the real exposures.
- 02
Compare the open market
The same coverage is priced across 40+ authorized Texas carriers so you see terms, deductibles, and appetite — not a single company's quote.
- 03
Read the contract in English
Wind/hail deductibles, water exclusions, liability gaps, and network rules get translated before you buy. No surprise fine print after binding.
- 04
Bind and deliver proof
When you are ready, Eric issues the policy, sends the lender or title company what they need, and confirms coverage is actually in force.
- 05
Stay on it at renewal
If a carrier raises rates or changes rules, the market gets re-shopped. You keep one person on the file — not a rotating 1-800 queue.
What to have ready
- Property address, approximate square footage, roof age if known
- Closing date or renewal date, and lender contact if you are buying
- Current declarations pages (limits, deductibles, carriers)
- Vehicles, drivers, and any teen or out-of-state students
- For Medicare: card, doctors, and a medication list — discussed live, not uploaded here