Question 1

What does an independent insurance agent do?

Accepted Answer

An independent agent can work with multiple carriers instead of being limited to one company's products. Eric helps you identify relevant options, understand the differences that matter, and decide how to proceed.

Question 2

Does Fortify360 represent every insurance company?

Accepted Answer

No. Fortify360 compares options available through the carriers and providers it is authorized to represent. Availability varies by insurance type, Texas county, eligibility, underwriting, and carrier participation.

Question 3

Does working with Fortify360 cost more than buying directly?

Accepted Answer

Fortify360 does not charge a separate fee for a standard consultation or quote. Insurance pricing and agent compensation are set by the carriers and regulated by the state. For a fair comparison, Eric requests options with identical limits, deductibles, and benefits.

Question 4

How quickly can I receive a quote?

Accepted Answer

For home, auto, and many commercial inquiries, Fortify360 generally aims to provide available quote options the same day or within 24 hours after receiving the necessary information. Complex risks, inspections, and carrier response times can take longer.

Question 5

Where in Texas does Fortify360 offer insurance?

Accepted Answer

All products and services are offered only in Texas. Specific products remain subject to licensing authority, carrier authorization, eligibility, underwriting, and availability in your area.

Question 6

Can Eric review insurance I already have?

Accepted Answer

Yes. Bring current declarations, a benefit summary, renewal information, or other policy documents. A review identifies questions and alternatives; it does not change or replace existing coverage.

Question 7

Can I meet with Eric in person?

Accepted Answer

There is no public walk-in office. Meetings are by phone, video conference, or in person by appointment throughout the Dallas–Fort Worth Metroplex.

Question 8

What happens after I become a client?

Accepted Answer

You receive service and claims information for your policy by email. If you cannot find it, Eric can help you locate the right carrier contact and stay involved in the file.

Questions Texans actually ask